Affordability Calculator

Analyze affordability, compare rent vs. buy, and explore district-level market data

Israel Housing Market Trends

Select District

CBS Data — Tel Aviv

₪3,553,641avg. dwelling
+0.7% MoM
Per m²: ₪41,808(85 m²)
Est. rent: ₪5,497/mo

Index: 572.7 (base: Oct 2017)

Property & Mortgage

25%
10%₪950,00070%
4.5%
25 {count} years

Rent vs. Buy Comparison

7%/yr

Monthly Payment Summary

Monthly Payment

₪15,841

Down Payment

₪950,000

Total Interest

₪1,902,368

Loan Amount

₪2,850,000

Affordability Assessment

63.4%DTI Ratio
High Risk

High financial risk. This property may exceed your comfortable budget.

Max affordable price at 30% DTI: ₪1,799,103

0%25%30%36%43%50%+

Rent vs. Buy Analysis ({years}-Year Horizon) (25 {count} years)

Renting is better

You could save approximately ₪7,004,875 over 25 {count} years by renting.

Buy

Monthly cost₪19,308
Total cost ({years}yr) (25yr)₪6,742,300
Property value₪7,956,356
Equity gain+₪4,156,356
Net cost₪-2,520,412

Rent

BETTER
Monthly rent₪8,500
Total rent ({years}yr) (25yr)₪3,718,845
Investment value₪14,194,132
Investment gain+₪13,244,132
Net cost₪-9,525,287

Tel Aviv — District Market Context

Avg. Dwelling Price

₪3,553,641

+0.7% MoM

Price Index

572.7

Base: Oct 2017

National Index

600.8

-0.1% MoM

Market data from the Israel Central Bureau of Statistics (CBS). The property appreciation rate in the advanced settings is pre-filled with the district's year-over-year change. Adjust it based on your own market outlook for more accurate rent vs. buy analysis.

Disclaimer

This calculator provides estimates for educational purposes only. Actual mortgage terms, interest rates, and affordability assessments may vary based on individual circumstances, bank policies, and market conditions. Consult a licensed mortgage advisor before making financial decisions.

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