For Sale

Apartment for Sale in Kiryat Yam

Tzalon 20, Kiryat Yam, Kiryat Yam

Kiryat Yam Real Estate·4 Rooms for Sale in Kiryat Yam

₪2,090,000

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Property Details

Bedrooms

Bathrooms

Size

128 sqm

Type

Apartment

Description

Tzalon St. 20, Savioney Yam - In a high-quality and sought-after area! A well-maintained 15-year-old boutique building. Spacious 5-room apartment, 128 sqm including a sun balcony. 2nd floor out of 4 (elevator). Handicap accessible. Open southwest-facing view. Mamad (reinforced security room). Parking. Floor-level storage room. Well-maintained and preserved. 2 master suites. 3 bathrooms and toilets. Central mini-AC in the apartment and a wall-mounted AC in the teenager's room. A quiet and accessible residential neighborhood, a sought-after street in Savioney Yam with convenient public transportation, nearby parks and public gardens throughout the neighborhood. Ideal for families with children, schools and kindergartens, shopping centers, and more. Yehudit Shmuleli Shmul

Additional Information

Stories: 4

Location Scores & Comparisons

How this property compares to other sales in Kiryat Yam and nationally

🚶

Walk ScoreSomewhat Walkable

6.1/10

Average

City: 6.2/10National: 6.1/10

🛡️

Safety RatingModerate

5.6/10

Average

City: 5.6/10National: 6.3/10

💰

Price per m²Average

₪16,328

Average

City: ₪16,169National: ₪21,339

6.1

Walk Score

5.6

Safety

₪16,328

Per m²

Election Data

Knesset Elections · Kiryat Bialik

Political Spectrum

43%

49%

Center: 49%

Right: 43%

Left: 7.8%

Arab Parties: 0.2%

Top Parties

Likud30%

Yesh Atid23%

National Unity14%

Yisrael Beiteinu9%

Religious Zionism8%

Voter Turnout

66.9%

Total Voters

19,768

Source: Central Elections Committee

School Data

Ministry of Education / RAMA · Kiryat Yam

School Orientation(12 schools)

67%

25%

State Secular: 8 (67%)

State Religious: 3 (25%)

Haredi: 1 (8%)

RAMA Test Scores (City Average)

English

531

Average

Hebrew

538

Average

Math

550

Good

Science

594

Excellent

National average ≈ 530. Scores above 550 are considered strong.

Violence Index

8.8(Moderate)

Teacher Satisfaction

88%(Very High)

Student Satisfaction

82%(High)

Teaching Quality

75%(Moderate)

Socio-Economic Status

2.9/10

Source: Israel Ministry of Education, RAMA (National Authority for Measurement and Evaluation). Data reflects city-level averages from the latest available school year.

Olim & Immigration Data

Popular for OlimVery High

Ministry of Aliyah / CBS · Kiryat Yam

2,500

Olim(2014-2023)

6.25%

of Population

40K

Residents

Olim Languages

Russian 55%Amharic 15%Other 14%English 8%French 8%

2022 Census Data

38.2%

olim.bornAbroad

9.8%

olim.aliyaSince2010

19.5%

Aliyah since 2002

Father's Origin (Census 2022)

Source: Ministry of Aliyah & Integration, CBS (Census 2022)

valuation.title

valuation.subtitle

valuation.fairMarket

₪2,193,000

valuation.range: ₪2,083,000 — ₪2,303,000

valuation.listPrice

₪2,090,000

+4.9%(₪103,000)

valuation.fairMarketSub

valuation.confidence

Medium

60/100

valuation.comparables

valuation.avg ₪15,077/sqm

valuation.yoyGrowth

N/A

valuation.district

valuation.estRent

₪4,356

valuation.yield: 2.4%

Neighborhood Map & Amenities

Price History

Local Market Trend

District — CBS Housing Price Index

₪1,827,646

Estimated avg. dwelling price(Index: 626.6)

₪19,238 per m²(Avg. m²)

Est. Rent: ₪3,108/mo

Gross Yield: 2.0%(annual rent / price)

+0.3% MoM

-1.7% YoY

Aug 2025Jan 2026

₪Rental Income vs. Mortgage — This Listing

Est. monthly rent

₪4,188/mo

Est. mortgage

₪8,713/mo

Annual rental income

₪50,256/yr

Gross Yield

2.4%

↓ Negative cashflow: -₪4,525/mo

Based on 75% LTV, 4.5% rate, 25yr term, 128 m² property

Housing prices in the District are trending upward. Over the past year, prices have decreased by 1.7%.

View Full Market Trends Dashboard →

Source: Israel Central Bureau of Statistics (CBS) · Updated periodically

Mortgage Calculator

Property Price

₪2,090,000

Down Payment20%

Loan Amount (₪)

Interest Rate4.50%

Loan Term25 years

Monthly Payment₪9,294

Total Interest

₪1,116,056

Total Payment

₪2,788,056

Over 25 years, you will pay ₪1,116,056 in interest.

Purchase Tax Calculator

Calculate Israeli real estate purchase taxes and fees

Property Price (NIS)

Buyer Type

Israeli resident purchasing their first or only home (Dira Yechida). Lowest tax brackets apply.

Property Price₪2,090,000

Mas Rechisha Bracket Breakdown

₪0 – ₪1,978,745 @ 0.0%₪0 (exempt)

₪1,978,745 – ₪2,090,000 @ 3.5%₪3,893.925

Transfer Tax (Mas Rechisha) (0.19% effective)₪3,893.925

Agency Commission (2.5%)₪52,250

Lawyer Fees (1.2%)₪25,080

Registration Fees (0.7%)₪14,630

Total Costs₪95,853.925

Property Stats

Listed4/18/2026

Recommended Professionals in This Area

Trusted professionals serving this area

Emile Perez

Agent

Lenovo

10 years

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